DixieDownUnder asked:

I’ve been in Australia for nearly 4 years and I am applying for perm. residency this year. I have $8500 in a Roth IRA and $5500 in index funds in a regular investment account. Both are in an Etrade account. I have almost zero activity in these accounts in 4 years, except for Etrade’s inactivity fee. These fees are about $40 per quarter. Where should I move these accounts to minimize fees? I don’t plan on conducting any buying or selling, or adding more money.